The Small Business Assistance Corporation is a USDA Micro-Enterprise Development Organization that has been selected to administer the Rural Micro-Entrepreneur Loan Program. This program provides access to capital in order to boost small business development, create jobs, and strengthen rural communities.

Use of Proceeds

  • Working capital
  • Supplies
  • Furniture and fixtures
  • Raw materials
  • Machinery and equipment
  • Most any business purpose EXCEPT Real Estate

Maximum Amount

Each application will be considered on the basis of the company’s unique financial needs. The maximum loan amount is $50,000.


  • The current interest rate on this loan is 6.5%, fixed for the term of the loan.
  • The repayment period will be determined on a case-by-case basis not to exceed ten (10) years.

Eligible Businesses

  • A sole proprietorship located in a rural area, in 48 GA counties.
  • A business entity, located in a rural area, with no more than 10 full-time-equivalent employees and in need of $50,000 or less in business capital and/or in need of business based technical assistance and training.