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Equitable access to capital creates stronger communities and a thriving, inclusive economy.

For 3 decades, SBAC has invested in new, existing and expanding businesses that have created or retained jobs, providing a positive economic impact within their community.

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The Small Business Assistance Corporation (SBAC) is a Community Development Financial Institution (CDFI), certified by the U.S. Department of Treasury. Additionally, SBAC is a Community Advantage Lender and a Certified Development Company (CDC) licensed by the U. S. Small Business Administration (SBA), and contracted by the U.S. Department of Agriculture (USDA), Georgia’s Department of Community Affairs (DCA), and the City of Savannah, to promote small business development through financing and technical assistance. We offer a wide variety of loan programs for new and existing businesses in our area, prioritizing service to women and minority owned business persons.

Mission

We provide loans and technical assistance for new and existing businesses in the Southeast Georgia and the Low Country of South Carolina, with a focus on providing equitable access to all segments of our community.

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Our Loan Programs

SBAC can provide the following services for your business:

🔸Financing for new and existing businesses.

🔸Provision of debt and equity funds to new and existing businesses.

🔸Provision of management and technical assistance to small businesses in all phases of development.

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Current 504 rates

The purpose of the SBAC’s SBA 504 Loan Program is to provide long-term, low-rate, fixed asset financing to small businesses in the State of Georgia, and Beaufort, Hampton and Jasper Counties in South Carolina

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10 Year Commercial Real Estate Rate: 2.61%

20 Year Commercial Real Estate Rate: 2.76%

25 Year Commercial Real Estate Rate: 2.88%

Small Business Assistance Corporation is a 501(c)(3) tax-exempt non-profit.