• Mon -Thu 8AM - 5PM, Fri 8AM - 4PM
  • 111 E Liberty St. Savannah, GA 31401
  • (912) 232-4700
Small Business Assistance Corporation
HomeLoan ProgramsCommercial Real Estate Loans

Commercial Real Estate Loans

November 2026

25-Year Commercial Real Estate Rate: 6.34%

20-Year Commercial Real Estate: 6.58%

10-Year Commercial Real Estate Rate: 6.29%

SBA 504 LOAN PROGRAM (COMMERCIAL REAL ESTATE & CAPITAL EQUIPMENT)

ELIGIBLE USE OF FUNDS:
Major Fixed Assets and Refinance

MAXIMUM LOAN AMOUNT:
$5,500,000 (SBA Portion-40%)
No project size limit

INTEREST RATES:
See above for SBA’s Portion Below-Market Fixed Rate

Negotiated Rate on Bank Portion

FEES:

SBAC loan fees generally range from 1% to 2%

LOAN TERMS:
Up to 25 years (SBA portion)

*All rates and terms subject to change without notice.

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Official Program Information:
SBAC is a Certified Development Company (CDC) authorized by the U.S. Small Business Administration to participate in the SBA 504 Loan Program. Learn more about the SBA 504 Loan Program and verify SBAC on the SBA’s List of Certified Development Companies.
SBAC is a nonprofit economic development lender. Loan repayments and earned revenue are reinvested to support future lending and technical assistance, helping SBAC expand access to capital and strengthen small businesses and communities.

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