Join Our Team

POSITION SUMMARY:
The Small Business Loan Officer is responsible for the origination and submission of small business loan products, to include SBA, USDA, SSBCI, City of Savannah, and SBAC Direct loans. The loan officer is responsible for generating new relationships throughout SBAC’s Southeast Georgia and South Carolina’s Lowcountry footprint.

RESPONSIBILITIES:

The duties and activities of this position include, but are not limited to, the following:

• Generate loan activity for potential loans ranging from $2,500 – $150,000.
• Network with bankers, government, community, and small business resources to develop and maintain referral relationships.
• Manage small business loan requests from origination to approval.
• Work with credit underwriters to review requests and qualify borrowers using SBAC’s lending criteria and policy guidelines.
• Prepare necessary forms to structure projects and issue to appropriate end users.
• Present qualified loan applicants to loan committee for review and approval.
• Generate loan activity reports for internal meetings with management.
• Maintain client files and provide adequate record keeping of all communications.
• Perform other duties necessary for the efficient operation of the Production Department.

QUALIFICATIONS:
Bachelor’s Degree or equivalent experience in lending or sales
Experience in financial programs created to address small business needs
Excellent verbal, written, and interpersonal communication skills
Knowledge of MS Office suite (Excel, Word, Outlook, PowerPoint)
Detail–oriented individual with the ability to work independently and with a team.
Commercial or SBA lending experience a plus

Job Type: Full-time (40 hours/week) (Non-remote)

POSITION SUMMARY:
The Loan Servicing Assistant (LSA) is responsible for assisting the Loan Servicing Department in performing various duties related to small business loan management, from loan closing to loan closeout.
RESPONSIBILITIES:
The duties and activities of this position include, but are not limited to, the following:
• Perform various administrative tasks, including sorting mail, receiving payments, answering calls, responding to e-mails, scanning, and labeling files.
• Input and monitor tickler reports and collect annual serving documents.
• Record and release collateral security and assignments (i.e., UCC filing, MV-1, insurance, and investment accounts).
• Generate servicing and delinquency reports for internal meetings.
• Initiate and send billing, delinquency, payoff requests, closeout, and other notification letters to clients.
• Provide adequate record-keeping of all client communications received via phone, e-mail, and from in-person interactions.
• Provide support to the Commercial Loan Closer, including data entry for loan closings into the loan management system, collecting pre- and post-closing documents, and managing escrow requests.
• Perform other duties necessary for the efficient operation of the Servicing Department.
QUALIFICATIONS:
High School Diploma or equivalent
Basic math and typing ability of 25 wpm
Knowledge of MS Office suite (Excel, Word, PowerPoint)
Excellent verbal, written, and interpersonal communication skills
Detail–oriented individual with the ability to work independently and with a team.
Loan support and servicing experience preferred
Job Type: Full-time (40 hours/week) (Non-remote)