Welcome to sbacsav.com (the “Website”), operated by the Small Business Assistance Corporation (“SBAC,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of the Website. By accessing or using the Website, you acknowledge that you have read, understand, and agree to be bound by these Terms. If you do not agree, please do not use the Website.
1. Use of the Website
The Website is provided for general informational and educational purposes regarding SBAC’s programs, services, and resources. You agree to use the Website only for lawful purposes and in a manner that does not:
- violate any applicable law or regulation;
- infringe the rights of SBAC or any third party;
- interfere with, disrupt, or compromise the security or functionality of the Website; or
- restrict or inhibit anyone else’s use of the Website.
We reserve the right to suspend or restrict access to the Website (in whole or in part) at our discretion, including for suspected misuse or security concerns.
2. No Financial, Legal, or Professional Advice
Content and information on the Website are provided for general informational purposes only and do not constitute financial, legal, accounting, or other professional advice. You should consult qualified professionals before making decisions based on information obtained from the Website.
Submitting information through the Website does not create a client, advisory, fiduciary, or other professional relationship with SBAC, and does not guarantee loan approval, funding, or eligibility for any SBAC program. All requests and applications are subject to SBAC review, underwriting criteria (as applicable), internal policies, and all applicable laws and regulations.
3. Accuracy and Availability of Information
SBAC makes reasonable efforts to ensure information on the Website is accurate and current; however, we do not warrant or guarantee that content is complete, accurate, current, or error-free.
We may update, modify, suspend, or discontinue any aspect of the Website at any time, including content, programs, resources, and availability, without notice.
4. Third-Party Links
The Website may include links to third-party websites or resources for convenience. SBAC does not control, endorse, or assume responsibility for third-party websites, including their content, accuracy, availability, privacy practices, or terms. Accessing third-party links is at your own risk.
5. Intellectual Property
All content on the Website—including text, graphics, logos, designs, icons, images, downloads, and other materials (collectively, “Content”)—is owned by SBAC or its licensors and is protected by applicable intellectual property laws.
You may access, download, and print Content solely for your personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any Content without SBAC’s prior written permission.
6. Disclaimer of Warranties
The Website and Content are provided on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted by law, SBAC disclaims all warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not guarantee that the Website will be uninterrupted, secure, error-free, or free of viruses or other harmful components.
7. Limitation of Liability
To the fullest extent permitted by law, SBAC shall not be liable for any damages arising out of or related to your use of (or inability to use) the Website or Content, including without limitation direct, indirect, incidental, consequential, special, or punitive damages, even if SBAC has been advised of the possibility of such damages.
8. Privacy
Your use of the Website is also governed by our Privacy Policy, which describes how SBAC collects, uses, and protects information submitted through the Website.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the stated categories in this privacy policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
9. Changes to These Terms
SBAC may update these Terms from time to time. Updates will be posted on this page with a revised “Last updated” date. Your continued use of the Website after any changes become effective constitutes acceptance of the revised Terms.
10. Contact Information
If you have questions regarding these Terms, please contact:
Small Business Assistance Corporation (SBAC)
Phone: 912-232-4700
Website: sbacsav.com
Email: sbac@sbacsav.com
Mailing Address: 111 East Liberty St, Savannah, GA 31401
Go to: Privacy Policy Statement
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